Don't be fooled by \Invest with us directly"!!"""

A contact centre person (i am assuming) calls you and tells you that you can invest directly with the stock exchange and arranges for you to meet an analyst from the JSE to explain further. That person comes to your work and explains that you can save lots of money by investing directly with them and gaining way more rewards than going via Unit trusts. Then he tells you that they will give you a programme which you will install on your own PC to trade. Then they say it costs a lot (around R20,000), with an installment of about R900 a month for 36 months. Then they say but it \pays itself"as you invest. LIES!! you are expected to pay that money no matter what!<br> But my main problem is this: i specifically asked whether i will be able to opt out of this should i change my mind or should i not want it anymore. then the guy says yes you can. LIES!!! LIES!!!! once you are in it"