Unfairness from Old Mutual iwyze 1

After paying my premium payments for 4 years 2 months without missing any payments On the 22-03-2025 was involved in a car accident an accesser was allocated to me later changed based on reasons known to them Accident report was provided Signed a consent form Interrogated After answering to the best of my honesty, final verdict from iwyze,they are pinned me to a judgement that doesn't even appear on my name or either on credit history,after 4 years they are telling me about a judgement exist,I feel ****med,I need intervention Never been so disappointed,the frustration i am gonna lose my mind, The least they can do is to give me back my premium I feel like they ****** from me very unfair