Unauthorized debit order

A month ago called in for only a quote. I arranged on the quote .<br> <br> But told the consultant that I will phone in to confirm to commence with policy if I have funds available by calling in on the 2nd of Dec.<br> <br> I called in as i said I would do .to say put the policy on hold.then i get told that a debit order is already placed on my bank account an the premium will be debited on the 7th of Dec.<br> <br> I never authorized such debit order .<br> <br> Now who is going to pay my bank charge of a R108 when the debit goes back unpaid.<br> <br> I'm disgusted with the bad service you guys have a don't care attitude<br>