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They have advertised that if they can't beat your quote from another insurance company they would pay you R500 and if you were claim free for 3years they would pay you R1750 as advertised on TV they could not beat my current insurers and now they avoiding the payment they have advertised. I have spoken to more than 3 consultants and to no avail and have not corresponded. They are ***** and they spreading false adverti*****ts.