It's giving ****mer vibe!!

Too risky to be covered by this one, unless you are ok with being surprised at the point of claiming. I had an accident less than 6months joining them, didn't know about additional access (fine my bad). Claim was not covered as cost of car damages was more than my access including the additional access cost, fair enough, sharp. Life goes on, continue being iwyze member then boom increase due to inflation(what else can i say) haibo suddenly I learn that I have been paying for comprehensive car ins and for home content but only covered for 3rd party only (apparently since I had a car accident I was supposed to do another inspection they just neglected to tell me) and my home content claim would have never been paid also as I never submitted an inventory list of ins items(again no one told me about this). They playing hide seek, scares me to know what else I'm paying for yet not covered...it's giving ****mers!!!