Claim loop hole

I am a iWYZE policy holder for house hold goods. On Friday I got hijacked in my yard in front of my house door. The car and car insurance is in my wife's name and she was driving. I phoned IWYZE to claim for my cell phone as the rest of my stuff we got back. But as the phone was not ****** out of the house I can not claim......<br> So if you got \IWYZE"wyze-up and get real insurance. They are fast to sign you up but always find a way not to pay if you need them. """