breach\ of the contract"

I am extremely unhappy with the service and ethics of iwize , first and foremost i have been a customer for the past 3 years a 3 months and as per our contact and TV adverts it is stated that on my 3 year anniversary with iwize i will receive money if i do not claim however this is not the case , secondly i am not happy with the instalments that i am paying as other competitors have been calling and offering the same cover for way less then what i am currently paying . with regards to the payout bonus my contract has been breached ( Breach of Contract A business contract creates certain obligations that are to be fulfilled by the people or companies who entered into the agreement. In the eyes of the law, a party's failure to fulfill an end of the bargain under a contract is known as a \breach"of the contract ) I was told that if i cancel my contract i will forfeit the payout an had to wait a month before i could attempt to change my insurance policy <br> I feel that i have been unfairly treated and feel cheated out of my contract <br> """