"THE UNCER*****Y OF INSURANCE!"

When did you last check whether you're really insured by your Insurer? Sure, you're insured, but when the chips are down, how sure are you it's worth those ever-rising premiums? Try my acid test: recently a ******, not content with wrecking my attempt at fruit and veg self-sufficiency, destroyed my TV aerial and dish. Insurance! I'm covered, according to the policy! (INTEGRISURE since you ask!). Brilliant - they efficiently have their accredited trade agent call me. He quotes an eye-watering ball-park figure. Never mind, I'm insured, right? Yes - but the "excess" (the amount I have to pay before the Insurer parts with a single cent!) is 2/3 of his quote! Panic....until I hear of Rob Moxey of Hillcrest Home Entertainment who, believe it or not, replaced and installed everything needed for just ONE THIRD of the Insurer's agent's estimate and just HALF of the "Excess" payable to the Insurer under my policy! Amazing? Yes....but true. INSURANCE? it'll pay you to check the "small print" - it generally torpedoes the LARGE PRINT! (I didn't even know an excess existed until I thought of claiming - do you?) Food for thought.