Official Lawsuit!!!

I made 2 payments in September 2020, after 4 months of chasing you for a paid up letter you finally decide to send one to me. December 2021, transUnion informs me that I have missed payments on an account that was paid up and closed one year ago! Please tell me why are we here again? I’ll tell you why, I know your business isn’t doing very well financially and you trying to drag us along with you. This is ***** and this is more than just a complaint but a lawsuit. I’m done playing with y’all!