ABSA INSTANT LIFE - USELESS

ABSA Instant life is useless. Please explain how you can approve a home loan for someone who works in the Congo, then suggest life cover for the home loan, but no cover is given while working in the Congo. It baffles my brain that the life cover is suggested but will most likely not pay out.

Surely there is a way to cover a person working above ground at a mine in the Congo. The money is good enough to approve a home loan, but if you die your loved ones will sit in debt because the insurance in not written correctly.