**** warranty, 2 years with them and they rejected my valid claim

2 years with innovation and I was called after 2 years to renew my policy which I did. But they gave me 3 months waiting period again like 2 years ago when I joined. I never had a break in cover but they rejected my claim because the engine light came out when the policy was in renewal waiting period of 3 months. Crazy because I am insured with them for 2 years and after 2 years they put you on another 3 months waiting period before you can claim. This warranty is a ****