Maxi-care policy for TV's, VCR and DVD

<p>Have a policy with this company covering the above items as per how polciy was sold to me telephonically many years ago.</p> <p>Now wish to put in a claim for an LCD TV which is not working and I get told this is not covered by my policy - wish someone would have advised me of this fact!</p> <p>My argument is they have no problem taking my money every month and I have no cover. Surely this is wrong and I feel that if this is the case then I should be entitled to get my premiums back.</p> <p>They telemarket me originally and since then no contact what so ever, surely due to changes in TV's they should have contacted me and advised me of the changes</p> <p>that the modern TV's are NOT covered.</p> <p> </p> <p>My main problem is paying for a service that is not covered and I feel strongly that I should be entitled to at least get my premiums back in this instance.</p>