Worst of all

These guys are bad. Phone to cancel application then you are told the cancelation department will come back to you, which never happen. Then eventually when you get through to cancellations they tell you you are late to cancel and 1 days premiums will be deducted. 1/5 of motley premium. You email them regarding what's going on and give them 7 days to rectify, they don't even reply to your email with a confirmation they received it.