I want these to be resolved urgently

I have car insurance with Idirect I was paying R1190 until October 2022, November I was surprised when they deducted R1307.33, now I just got sms saying for January they will deduct R1423.94 , I don't understand why Idirect they are increasing my insurance car insurance monthly? I called them they can't even explain, I'm currently under debts review where will get these monthly increase?