KR
Keegan R

1 reviews | Active since Feb 2017

21 Oct 2024, 11:28

BEWARE: ABSA Insurance uses *********** contractors, so they can decline clients claims

I put through a claim to Absa insurance on the 08/10/2024 for my roof, as it was leaking, due to the heavy rain. Absa Insurance sent out their own contractor on the 09/10/2024.From the time the Absa contractor stepped out of the vehicle and stepped on to his ladder, I got the feeling he was sent by Absa insurance to look for reasons to decline the claim. As he was on the roof, he was shouting out, who put this waterproof on the roof and that Absa is not going to accept the claim, as he claims it is wear and tear and negative stuff like that. First of all, I did not put any waterproof on the roof, as it was done by the previous owner. Secondly a contractor's job is to come to the client's home, take photos and give a quote to the insurance, not come to my home and look at the roof and make negative comments and say that ABSA is going to decline the claim. It was like it was predetermined that my claim was going to be declined by ABSA insurance. I had to call ABSA insurance several times, before they informed me the claim was declined. I want my roof repaired, using another contractor. If my roof is not repaired, I am going to open a case with the ombudsman and take it further if needed be, as I think ABSA is sending out *********** contractors to client's homes to look for reasons not to pay out claims. ABSA is being unprofessional and very sneaky.

0
Replies (37)
Absa Insurance Company Limited
Absa Insurance Company Limited's reply21 Oct 2024, 15:06
Official
 
Dear Keegan 
 
Thank you for bringing this unfortunate matter/incident to my attention and please accept my sincere apology. I will review and provide you with my specific contact details as well as the expected timeframe for further feedback/resolution via email or by making contact with you telephonically.  
 
The reference number for your complaint is C-***6 . 
 
Kind regards, 
Vanessa Crowe 
Group Customer Care 
KR
Keegan R's update22 Oct 2024, 09:11
Reviewer Update
Benson Builders and contractors are in cahoots with ABSA insurance. They are working together to find loopholes to reject claims. I received a rejection letter today and from the report, anyone can conclude that Benson builders was biased in it. From my knowledge, a contractor's job is to assess the damage, do the costing for the job, thereafter, submit a quote to the insurance, not to write a report why the insurance company must reject the claim, that's the job of an insurance assessor. If my roof is not repaired, I will be opening a case against ABSA insurance and will be requesting that Benson builder and contractor's license be taken away, so other clients don't go through what I'm going through.
Absa Insurance Company Limited
Absa Insurance Company Limited's reply22 Oct 2024, 09:35
Official
Dear Keegan  
 
With reference to complaint # C-***6. 

The above is noted.
 
Kind regards, 
Vanessa Crowe 
Group Customer Care 
KR
Keegan R's update22 Oct 2024, 11:07
Reviewer Update
I own my house for three months and ABSA is punishing me and rejecting my claim, because of what the previous owners did to the house. ABSA insurance is looking for any loophole to reject claims. New homeowners are being punished for the previous owners did to the house.
KR
Keegan R's update22 Oct 2024, 11:10
Reviewer Update
ABSA sends contractors to spy on the client, so they can reject claims, very sneaky for large entity
Absa Insurance Company Limited
Absa Insurance Company Limited's reply22 Oct 2024, 11:42
Official
Dear Keegan  
 
With reference to complaint # C-***6. 

I will be responding to you in closure by email by the end of today.
 
Kind regards, 
Vanessa Crowe 
Group Customer Care 
KR
Keegan R's update23 Oct 2024, 12:01
Reviewer Update
Hi Vanessa, I await your response

Regards
Keegan Ramcheran
KR
Keegan R's update23 Oct 2024, 14:48
Reviewer Update
Absa insurance is your best friend,when you are paying your premiums,as soon as you put through a claim,then they start to treat you like garbage.
Absa Insurance Company Limited
Absa Insurance Company Limited's reply23 Oct 2024, 15:10
Official
 
Dear Keegan  
 
With reference to complaint # C-***6. 

My apologies, I have just emailed you the outcome for closure.
 
Kind regards, 
Vanessa Crowe 
Group Customer Care 
KR
Keegan R's update23 Oct 2024, 18:52
Reviewer Update
Kindly advise Vanessa, what was the use you getting involved,as you did nothing to change the situation.why are you sending emails to me informing me that ABSA are is still sticking with their decision and declining my claim,why don't post it on Hellopeter and show your clients how heartless you guys are.ABSA is making millions of rands in interest through my home loan ,but cannot pay out small claims caused by nature(heavy downfall). ABSA Insurance is a wolf in sheep clothing.
Absa Insurance Company Limited
Absa Insurance Company Limited's reply24 Oct 2024, 11:16
Official
 
Dear Keegan  
 
Concerning complaint # C-***6. 

My email was to advise you of the further recourse that is available for you should you not be satisfied with the outcome.
 
Kind regards, 
Vanessa Crowe 
Group Customer Care 
KR
Keegan R's update05 Mar 2025, 10:55
Reviewer Update
Please think twice before taking up insurance with Absa, I had another claim rejected by ABSA. First Absa rejected a claim to repair my roof,which was damaged by the storms ,now they rejected a claim to repair my retaining wall which also was damaged by the storm last week. What is the use having insurance, when all your claims get rejected. Just now my whole house will fall down and absa will reject that claim as well, Absa insurance rogues.they cannot be trusted.
KR
Keegan R's update05 Mar 2025, 11:28
Reviewer Update
Apparently, I must be a engineer, so when I bought the house,I would know the specs of a retaining wall. It's becoming disgraceful, a big company like Absa is looking for petty loop holes to reject claims. Also, Absa do not allow us to use our own contractors to do a quote, as Absa send people to do quotes to look for loop holes to reject the claim.If you think about it,if it was a real contractor, that person will do anything to get the job, but when Absa send 'so call' contractors to do a quote, they do not focus on the area where the damages are. They start asking you question,which got nothing to do with the job,like how many rooms we have, do you have a pool,etc.thereafter they go back to Absa and give them a reason to reject the claim.I think it's unfair that they are allowed to do cruel stuff to hard working South Africans and no one does anything about it because everyone is *******ed here.
Absa Insurance Company Limited
Absa Insurance Company Limited's reply06 Mar 2025, 06:03
Official
Dear Keegan
 
Thank you for bringing this unfortunate matter/incident to my attention and please accept my sincere apology. I will review and provide you with my specific contact details as well as the expected timeframe for further feedback/resolution via email or by making contact with you telephonically.  
 
The reference number for your complaint is C-***9.
 
Kind regards,
Group Customer Care
Vanessa Crowe
KR
Keegan R's update06 Mar 2025, 14:46
Reviewer Update
This was sent from Absa Insurance

The claim is rejected for the following reason(s):Defective workmanship.During the assessment of your claim, we established the following:It was found that a portion of the retaining wall has collapsed. There is no reinforcement installed to stabilize thestructural integrity of the wall. Furthermore, it was found that there was no provision made for drainage on thewall. Therefore, the damage to the wall has occurred gradually due to defective workmanship


So me ,who works in the finance department, I must have knowledge of a civil engineer and a plumber, before I buy a house, just in case Durban is hit with a natural disaster. I will know if my house and also all the walls around my house can withstand it,by doing calculations that qualified civil engineer do. I never built this house,nor was I living here for 20 or 30 years from when it was built , how would I have knowledge about the retaining wall in my back yard? Why am I getting punished for the previous owners mistakes?is that fair? We live in a world or shall I say we live in South Africa , where big companies like Absa can get away with ****** because they have alot money and me an average Joe, who is just getting over the month with my salary,get punished because a big company like Absa can flex it's financial muscle and just reject claims because no one will stand up for the average joe, we fighting our own battles in South Africa and companies like Absa making life harder for us, as South Africa's climate is changing and natural disasters is occurring all the time and destroying our homes.Insurance companies like Absa who we pay our our premiums honestly every month, who promise to be with us in tough times, just turn their backs on us and kick us when we down.
Absa Insurance Company Limited
Absa Insurance Company Limited's reply06 Mar 2025, 15:03
Official
Dear Keegan
 
Concerning complaint C-***9. Thank you for the additional information
 
Kind regards,
Group Customer Care
Vanessa Crowe
KR
Keegan R's update10 Mar 2025, 06:51
Reviewer Update
Dear Vanessa

This is the second case you told me you're investigating and that you get back to me.the first one is with the ombudsman. Today you send me with a rejection again. You do this ,to show in the public eye , that absa is fair and you are really investigating and trying to help the client. When in fact you not.Please look at all the rejected claims by Absa to clients and people will know the truth. Absa insurances is a wolf in sheep clothing.
Absa Insurance Company Limited
Absa Insurance Company Limited's reply10 Mar 2025, 11:25
Official
Dear Keegan
 
Concerning complaint C-***9.  

Please take note of the rejection letter and the reasons why it was rejected.


Kind regards,
Group Customer Care
Vanessa Crowe
KR
Keegan R's update10 Mar 2025, 11:32
Reviewer Update
This matter will be referred to the ombudsman and if still not resolved ,it will be taken higher.As Absa Insurance cannot continue to cheat honest south Africans out of their claims. By the way. What qualifications do you have and the case manager have, for both of you to make a final decision on this case. Are you a qualified engineer? As you want me to be.
KR
Keegan R's update10 Mar 2025, 11:49
Reviewer Update
Please forward me the engineering practice number of the contractor, who was sent out to my home.
KR
Keegan R's update10 Mar 2025, 11:59
Reviewer Update
I think ,all my claims are being rejected,because I'm indian.
Absa Insurance Company Limited
Absa Insurance Company Limited's reply10 Mar 2025, 13:57
Official
Dear Keegan
 
Concerning complaint C-***9.  

I will be sending you the  recent update from Insurance by the end of the day 


Kind regards,
Group Customer Care
Vanessa Crowe
KR
Keegan R's update02 Apr 2025, 07:42
Reviewer Update
ABSA insurance advise me to get my own contractor to do a report and give a quote for my wall that fell down due to the heavy rain.I got a contractor to do a quote and report. He stated in his report that the wall had fallen down due to heavy rains,but ABSA insurance still is rejecting claim.Its sad to say ,but ****** still exists in South Africa, ABSA refuse to listen me nor the contractor who is black as well.
Absa Insurance Company Limited
Absa Insurance Company Limited's reply02 Apr 2025, 12:07
Official
Dear Keegan
 
Concerning complaint C-***9.  

You have been provided with further recourse should you remain dissatisfied with the outcome.

Kind regards,
Group Customer Care
Vanessa Crowe
KR
Keegan R's update02 Apr 2025, 12:22
Reviewer Update
Thanks, but this matter will be referred to SAHRC
Absa Insurance Company Limited
Absa Insurance Company Limited's reply02 Apr 2025, 17:00
Official
Dear Keegan
 
The above is noted.

Kind regards,
Group Customer Care
Vanessa Crowe
KR
Keegan R's update30 Apr 2025, 11:16
Reviewer Update
I have canceled my policy with absa insurance, now they are refusing to pay me back my refund due to me, as it has been over ten working days and I still never my refund.I send them numerous emails but I have not got one reply.
Absa Insurance Company Limited
Absa Insurance Company Limited's reply30 Apr 2025, 15:28
Official
Dear Keegan
 
Concerning the above, I will log a new complaint regarding this matter.

Kind regards,
Group Customer Care
Vanessa Crowe
Absa Insurance Company Limited
Absa Insurance Company Limited's reply30 Apr 2025, 15:45
Official
Dear Keegan
 
Thank you for bringing this unfortunate matter/incident to my attention and please accept my sincere apology. I will review and provide you with my specific contact details as well as the expected timeframe for further feedback/resolution via email or by making contact with you telephonically.  
 
The reference number for your complaint is C-***5 
 
Kind regards,
Group Customer Care
Vanessa Crowe
 
KR
Keegan R's update01 May 2025, 15:31
Reviewer Update
ABSA is still making me cry for my money.it is a straightforward refund, I'm not sure why this matter has to be investigated.they are being very difficult with me because I have canceled my policy.
Absa Insurance Company Limited
Absa Insurance Company Limited's reply02 May 2025, 08:48
Official
 
Dear Keegan
 
Concerning reference number C-***5.

The matter is being attended to. 
 
Kind regards,
Group Customer Care
Vanessa Crowe 
KR
Keegan R's update03 May 2025, 06:42
Reviewer Update
Two claims were rejected,now when I came out from absa insurance policy,Absa still is not paying me the small refund entitled to me. Absa is a big entity run like a tuck shop,with rogues.
Absa Insurance Company Limited
Absa Insurance Company Limited's reply05 May 2025, 10:53
Official
Dear Keegan
 
Concerning reference number C-***5.

I will be responding to you shortly.
 
Kind regards,
Group Customer Care
Vanessa Crowe 
KR
Keegan R's update15 May 2025, 08:41
Reviewer Update
ABSA is the worse bank in South Africa, they do not want to return my own money to me and no one does them anything. The ombudsman always stand with ABSA, which is very fishy.
KR
Keegan R's update15 May 2025, 08:45
Reviewer Update
ABSA is the worst Bank in South African
KR
Keegan R's update15 May 2025, 08:54
Reviewer Update
ABSA Group customer care is useless.they cannot resolve any issue.they are extremely ***********.
Absa Insurance Company Limited
Absa Insurance Company Limited's reply15 May 2025, 12:08
Official
Dear Keegan
 
Concerning reference number C-***5, Thank you for taking my call.

Your new reference number is C-***8, and I will be sending you an email shortly.
 
Kind regards,
Group Customer Care
Vanessa Crowe