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I have structure insurance with Absa Bank. with the load shedding my garage door motor broke, insurance doesn't want to cover. Now with the load shedding my wall sockets don't want to work due to the load shedding why is it that the bank don't cover for power surge but you pay every month. for the 20 years I've been with Absa bank I only app**** once for insurance and that was for my geyser that packed up. my cell number is ***