POOR CUSTOMER SERVICE COLLECTIONS HARASSING ME FOR A LOUSY R35.00

i cant believe i have been Harassed for a stupid service fee of R35.00. i cant wait for month end to pay out the balance of R134.00 and flippen close my account. Rude agents, actually i dont even have time to waste my energy. I AM SURE THAT STUPID 35 IS NOT EVEN ON 60 DAYS. I WAS SUPPOSE TO PAY IT WITH MY JAN INSTALLMENT. I DID NOT PAY IT BECAUSE I WAS NOT INFORMED ABOUT IT, THEN THEY TELL ME ABOUT ****EN NINTEEN FUTSEK TERMS

Thank God its my last installment and i am done!