EVil company reckless lending IBUILD HOME LOANS NCRCP8277

In 2018 Sandiso khuphe which is my friend approached this lady Gcobisa and they agree to start a business of flats they have started but they ran out of money they were then approached by the lady who was staying in delft that ladies Job was to recruit people who need loans to finish or build flats she was getting paid by I build for doing that she then met with Sandiso and discuss what UBUILD offers and then my friend told her that he is not working and the lady said he can get someone who is working who can just come in with payslip and 3 month banks statement then Sandiso approached different people but all these people failed he then approached me I told him that I will never get approved im under debt review and I have lots of staff under my name that time I was owing African bank 120 000 it was also in an arrears of 120 000 because my financial crisis was too bad was not able to do any payment . Sandiso asked for my id number to send to that lady and was shocked after 10 min when Sandiso said the lady says im clean they can apply using me same day Sandiso arranged that we go meet the lady and give her my documents and there I asked that lady if this account will not be in my name she no its just a formality that time we were in this ladies flat in delft south suburban I then agreed to help them as long as this thing is not in my name and we also agreed that my wife will not know about this. I don’t dispute the documents attached I know them I signed but the lady Im referring to above assisted and she is the one who said must not put real staff because the loan will fail they will say I don’t afford it it’s a pity that I don’t know here name because she was communicating with my friend Sandiso khuphe. I then took a day off we went to I build on our way we drove via Clermont to to pick up Gcobisa the owner of the plot were the flats are being built that was the first time I saw Gcobisa on the day we were going to I build we got there we meet a gentlemen by the name Brian And the tall slim white guy from there brain took us in another room were there was a coloured gentlemen who then after greetings us just told us were too from there what I remember from his words was that he was going to deeds office then the monies will be transferred also the material will be available at Cashbuild but that following week it was going to be long weekend and he was going to attend that after that long weekend. Then the money was paid same month just forgot the date but the money was paid in 2 instalments the n Sandiso went to get material from cash build in delft also got the money that was paid in to my account to pay the workers he gave me R5000 t thank me for standing with them as a thank you that’s is why I don’t dispute the documents signed I know them exactly. What im disputing here is that the I one day woke up and went to I ibuild to apply for the loan and what is painful is that the person who approached me doesn’t feature in this his name is not mentioned anywhere Gcobisa knows the truth that me and her we ere not related what im gathering as Im reading I build response they are confusing the whole situation I want to suspect that some of them didn’t know that im not main applicant somewhere somehow one of i build employees messed up and they don’t want to own up to that and they are lying when they say I didn’t raise this from the beginning there is a lady working for them her name is connie when she called me for the first time to tell me that the loans is in arrears I then told her that she must contact Sandiso and Gcobisa and I have explained to her what Sandiso khuphe did to me she also sympathy’s with me I remember here telling me that I must not have friends like that and later as month goes I was told that Sandiso was removed from the flats he is no longer part of those flats. What pains me most is that at that time me and my wife we were crying day and night praying to God to open for us an opportunity to get out of these financial crisis we were renting at that time and I’m nit that stupid if I knew that my credit was good was going to apply for home loan for me and my family that is why im saying here these people didn’t do proper assessment because f they did first thing they were going to notice that time when they pull out my report was going to see that im under debt review please see my old credit report attached TransUnion can also send you if you request it as they did to me. I HAVE TRIED TO REACH OUT TO THE CEO JON he is a arrogantastard and selfish