KB
Kim B

1 reviews | Active since Nov 2014

28 Nov 2018, 11:56

Proof of credit status for cash purchases

I am currently under debt review and had an account with Homechoice,which was settled December 2017 .I purchased bedding from them on Friday 23rd .Because the account being closed'or under review it was a cash sale -i received the order confirmation and instructions on payment.Payment was made and i received confirmation of receipt.However when i called to follow up on the order on Monday i was told my order number does not exist on their side !!I emailed the proof of order to them ,I called back and they placed a manual order -no valid explanation for the loss of previous order number.I was then told 'it is because i am under debt review therefore i am unable to make cash purchases from them'.I need to submit a letter from the debt advisers confirming my credit status!!!!!Never have i heard such nonsense. I was told that they will rather refund me but they unable to give me the order because of my credit status.Is this not consumer violation?So a consumer whose under debt review is unable to purchase on credit but they also unable to purchase cash?

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Replies (4)
Homechoice
Homechoice's reply28 Nov 2018, 12:30
Official
 
Good Day  Kim 

Thank you for bringing this to our attention. Sincere apologies for the frustration and inconvenience caused. 

One of our staff members will be in contact with you shortly to help resolve the issue. 

Regards 

Customer Support Team 

KB
Kim B's update29 Nov 2018, 12:49
Reviewer Update
Thanks for the response ,will wait on your feedback.
KB
Kim B's update06 Dec 2018, 09:46
Reviewer Update
Good day ,this is the response to this query: Good Ms Bruce I trust that you are well . In response to your below email, If you have settled your account with debt review, please send us the Form 19 so that we can update your account . The order was not processed on our side as the account is under debt review . We do apologize for the inconvenience this has caused .
KB
Kim B's update06 Dec 2018, 09:47
Reviewer Update
My response via email. Good day, ‘The order was not processed on our side as the account is under debt review .’ Please see attached order that was processed and EMAILED TO ME, so this contradicts the above mentioned statement as well as your right to deny doing business with me. Why was an order generated ON MY ID NUMBER ,instructions to do an eft payment given if I am under debt review? Now I have to hear about the order being ‘non-existent, then my credit record being an issue. Please explain to your staff what does an order confirmation mean