Homechoice does reckless lending

I started buying from homechoice after they contacted me telephonically, I was shocked as I knew I was on det review as to how they would approve me, later on I received a card in the post from Finchoice, loan agency under homechoice, why do we have to suffer so much as consumers, the money that they gave me increased each month until I ended up paying and boring immidiatly and my balance grew. No one did proper expenditures check. Homechoice must take responsibility