FinChoice refused to take the loaned money back

I have app**** for the personnel loan on Tuesday 03/02/2015 online from FinChoice, the company working close with Home Choice..I realized that i don't need the money any more so ..I email them the following to cancel or to reverse the money ..it was on Wednesday 04/02/2015 .... indicating to them to cancel the loan application..I never got reply from them..I then called them on 07/02/2015 ,Then i was told that since i app**** for this loan online they can't it back...and now I am sitting with the money that i don't need...They must just take their money back...What is their point of saying the loan was taken online then they cannot take it back....They must just give me the account number where i can deposit their money..before they gonna tell me about Interest.... <br> <br>