Debit Order put through on 12 December not 26

Hi Fi Corp, are you just plain crazy or do you like taking chances, Our contractual agreement for the debit order each month is the 26th, since I get paid on the 25th Including in December. Because of you I will get a bad credit rating. And all this without even letting me know your intentions, no sms, email, call, not even normal post.<br> However Since you are in breach of your own stupid contract, I have now instructed my Bank to cancel your debit order and return the money to my account. When you A-holes discover this, you are then welcome to give me a call and furnish me with your banking details so that I can make payment via EFT on EVERY LAST WORKING DAY of the month. You have brought this on yourselves!