Medical aid nightmare

This companys name up unti last year was Spectramed .I was with them for over 11 years...obviosly the service from them was so bad they felt they needed to change their name....alas a rose by another name smells just as sweet..I removed my self and family in December after years of stress an bad service from not paying accounts ..never returning callsconstant complaints from our doctors and dentists etc..after telling us we had a few thousand let in savings..as usual when it comes to pay up they say i owe them try get a fair answe from them would be an impossible task ..even there famous chairmans line a waste of time......be careful when considering a medical very careful