****MED BY HARVEST FINANCIAL SERVICES CAPETOWN

I APP**** FOR A LOAN AFTER FINDING THEM ON FACEBOOK, AND GOOGLE. THEY APPEARED TO BE LEGIT WITH NCRCP10105 REGISTERED CREDIT PROVIDER. THEY HAVE A TELEPHONE LANDLINE 012 -*** PHYSICAL ADDRESS ETC. I NEEDED A LOAN AS MY SCORE WAS POOR THINKING THIS IS THE ANSWER. THEY APPROVED A LOAN OF 25000 BUT I NEEDED TO PAY 3290.43 FOR ATTORNEYS FEES TO DRAW UP THE CONTRACT AND TO CLEAR MY NAME FROM THE BUREAU THEY SAID. ONCE THAT PAYMENT WAS MADE AFTER 30 TO 45 MIN THE FUNDS WOULD REFLECT IN MY BANK ACCOUNT. I PAID THAT MONEY INTO AN ATTORNEYS ACCOUNT LIKE THEY ASK ME TO. WHEN THE FUNDS WERE PAID THEY OPENED AN ACCOUNT WITH THEIR PARTNER BANK NORTCITI BANK I WAS GIVEN AN ACCOUNT NUMBER PASSWORD PIN SWIFT CODE THE WORKS. THEY ASKED TO ME SELECT CASH TRF AND THE FUNDS WOULD REFLECT IN MY BANK ACCOUNT. WHEN THE FUNDS DID NOT APPEAR IN MY BANK ACCOUNT, I CALLED THEM THEY SAID I NEEDED TO PAY A REFLECTION FEE OF R4999.99. I ASKED THEM TO SEND ME A LETTER OF ASSURANCE STATING THAT THIS IS THE ONLY FEE I NEED TO PAY AND NO OTHER FEES WILL BE PAYABLE FURTHER FOR THE MONEY TO REFLECT IN MY BANK ACCOUNT. I BORROWED THAT MONEY AND PAID. THEY PROMISED ME THE FUNDS WOULD REFLECT IN 10 MINS. THEY GAVE ME ANOTHER ATTORNEYS BANK ACCOUNT TO DEPOSIT THE R5000 WHICH I DID THINKING THAT LETTER OF ASSURANCE IS LEGIT. WHEN THAT WAS DONE STILL NO MONEY, I CALLED CAPITEC BANK ***** DEPT THEY SAID THE FUNDS WERE WITHDRAWN. I WENT TO THE POLICE STATION AND OPENED UP A ***** CASE AGAINST THEM. THEN YESTERDAY MY HUSBAND RECEIVED A MESSAGE FROM THEY SAYING THEY WERE SORRY FOR THE DELAY AN THE TRANSACTION IS BEING PROCESSED PAYMENT WILL BE MADE TO MY BANK ACCOUNT. BY THEN I SAID TO THEM TO PLEASE PAY ME BACK MY MONEY I PAID TO THEM TOTALLING R8290.43 . LATE AFTERNOON I RECEIVED A SMS STATING I NOW NEED TO PAY AN ACCESS AGREEMENT FEE OF R4550.00. FOR THE LOAN TO BE PAID INTO MY ACCOUNT. BY THIS TIME I KNEW THEY WERE TAKING ME FOR RIDE. THE MANAGER CALLED ME TO EXPLAIN AND I DONT HAVE THAT KIND OF MONEY. IM DONE WITH BORROWING MONEY TO PAY THEM JUST TO GET THE 25000 AND THEY ASSURED ME THAT THE R5000 AND THE R4550 WILL BE REFUNDABLE TOGETHER WITH THE 25000. MY QUESTION TO THEM WAS IF THE MONEY WAS REFUNDABLE CAN THEY NOT JUST GIVE ME THE LOAN AS PER THE LOAN AGREEMENT, IN TOTAL IF I HAVE TO PAY THESE PEOPLE FOR A LOAN OF 25000 WHICH I NOW KNOW I WOULD GET THAT MONEY I HAD TO GIVE THEM R12840.43 BUT THEY ****MED ME OF R8290.43 WHICH I WANT BACK URGENTLY TO PAY BACK TO THE PEOPLE I BORROWED FROM. I CANT BELIEVE HOW I GOT ****MED , THEY DIDN'T EXPLAIN TO ME THAT THE FOLLOWING FEES WOULD BE BECOME PAYABLE (REFUNDABLE) BEFORE THE LOAN CAN BE GRANTED . HAD I KNOWN I WOULD HAVE REJECTED THE OFFER. I HOPE THE SAPS AND HELLOPETER CAN ASSIST ME IN GETTING MY MONEY BACK. I HAVE ALSO SENT AN EMAIL TO NCR COMPLAINTS......