It’s okay

Hi Zanele 

Thank you for your review.

The option is available online, you have two choices for making purchases with us:

1. HappyPay Plus: You can link your bank account for an affordability assessment, which will determine your spend limit. With HappyPay Plus, no deposit is required, and you can make multiple purchases over time.
2. HappyPay Lite: This is the default purchase option. You won’t need to link a bank account, but you will need to verify your personal details with your bank. HappyPay Lite offers a minimum spend limit based on your credit score, a deposit will be required.

Please visit our store directory here: HappyPay Store Directory.To link your bank account, log in to your HappyPay account, navigate to “Bank Accounts,” select “Link Bank Account,” and follow the step-by-step instructions.
With both options, you can purchase goods from participating merchants and pay over two paycheques. The first payment is deducted on your first pay date after the purchase, and the second payment is collected the following month. 
happypay.co.zaBrowse our online stores and shop now | Happy Pay | Happy PayWe've listed all the stores that you can shop and pay at, only with Happy Pay. Why wait? Buy now, pay later.

Kind regards 
Happy Pay Team