happy pay

let me advise how risky this happy pay site is. firstly, NOT user friendly. . when you log on and you link and add account from purchases done, it simply gives you a page where it sais proceed and gives you instructions to bank app. HOW EVER no where does it state that you have to log in to the app and register directly to the app... there no prompts saying what to do next, wait, in process feedback like try again, or what went wrong page just remains on that page with no message. then 2 days later after speaking to customer care, they tell you what to do.. leaving me wondering WHY ON EARTH IS THERE NO MESSAGE TELLING YOU TO LOG ON TO THE SITE IT SELF AND THAT YOU CAN NOT SIGN UP ON CHECK OUT OF YOUR PURCHASE. Then after all of this.. you link your account 2 days later, they let you do your purchase, they let you accept the conditions too... you say complete and boom nothing happens... the trick comes in here.. i had to pay an amount of R49 .00 in. They accepted the capitec account but no where do they state that Capitec savings cards is not accepted. You get this message when you signed and completed the transactions and accepted the conditions. I tried loading my capitec bank card to pay in the R49.00 and it wont allow it. The **** is, they now have approved and sent me online contract to sign and they have access to my bank al though i wont be getting my delivery as i did not pay the R49.00. i am having to go to the bank to cancell this.. so watch out not legit. PS. AFRER I SENT THIS TO THE GUY HELPING ME ON EMAIL.. SAYING THAT THE CARD NOT ACCEPTED YET YOU WILL BE DEDUCTING THE MONTHLY AMOUNTS HE TOO JUST DISAPEARED.. NO FURTHER REPLIES. I WILL BE GOING TO THE BANK LATER TODAY TO HAVE THIS SORTED BUT STAY AWAY