My worst decision ever Guard risk insurance 😪

My worst decision ever Guard risk insurance 🙃 I bought my car 30 of August 2023 and i got accident on the 21 October 2023 , their assesor **** about me saying I don't want to give the information while she is got all the paperwork she requested and they dispute my claim their reason was that I **** saying I was alone in a car meanwhile they don't have a prove of what they are saying " I was with a passenger " and their second reason was that I was speeding. And yes I was speeding cause it was mid night driving alone as a female and some car was following me. I'm very disappointed with this insurance and I don't advise anyone to take it as they will leave you lifeless. 😔