Milk your members and do not provide any service or pay-outs.

1. I have been a member for years. The claim form has 10 pages, but not numbered and completely not understandable, even by the claim staff. 2. I have almost never been paid on a claim. 3. In Dec 2020 I was stung by a bee, with very bad consequences, i.e. severe allergy. The Dbnville Mediclinic was full with COVID-19 patients and the house dr in the annex had to perform emergency treatment. 4. Admed refused to assist because it was out of hospital. 5. 24 emails without success. 6. I stopped membership. They now requested a survey from me on their service to me. The survey has questions, i.e. 1 bad, 5 excellent. Guess what. I sent them a similar note as this one.