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Claire H

1 reviews | Active since May 2010

15 Aug 2020, 11:24

Guardrisk never pay out

Looking at all the bad reviews about Guardrisk I'm surprised mtn use them and that they're still in business.

Have been paying for a phone through mtn underwritten by Guardrisk and phone has been ****** and after 'review' they won't pay out. They are the biggest ********. Make sure who your insurers are.

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Replies (5)
Guardrisk Insurance
Guardrisk Insurance's reply19 Aug 2020, 14:17
Official
 Dear Claire,
Thank you for raising your concerns with us.
We are currently investigating your complaint and we will be in contact shortly to assist further. 

Yours Sincerely
The Guardrisk Team 
Guardrisk Insurance
Guardrisk Insurance's reply19 Aug 2020, 17:59
Official
 Dear Claire,

By now you would have received feedback regarding your claim . We apologise  that you were dissatisfied with the process and hope our response has clarified your concerns. Should you need any further assistance ,please feel free to send us an email on *** 
Yours Sincerely
The Guardrisk Team

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Claire H's update20 Aug 2020, 08:35
Reviewer Update
Dear Guardrisk Team

I have received feedback, and my original post still stands that Guardrisk don't pay out. As I said in my review, we paid MTN insurance through Guardrisk for 5 years to be told that the criteria wasn't correct so no payout. MTN is ruining your reputation, but doesn't seem like it matters. Hope you enjoyed 5 years of quick buck.

And MTN blame the client for not checking the smallprint. Didn't think we had to when it was discussed with the agent and the facts made clear. Just continues to give insurance companies a bad name that they take your money and will fight every claim.

Insurance is cancelled and we will avoid anything to do with Guardrisk in future.

Claire
Guardrisk Insurance
Guardrisk Insurance's reply20 Aug 2020, 13:32
Official
Dear Claire,
Thank you for raising your concerns with us.
Please note that we will be in contact shortly to assist further with your query. 

Yours Sincerely
The Guardrisk Team 
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Claire H's update24 Aug 2020, 15:24
Reviewer Update
Guardrisk Team

I am still waiting to be contacted as you've stated.

I suspect I will receive another email saying that we didn't read the small print, although MTN told us that the old phone would be covered, hence our paying premiums for 5 years. Now you won't pay. The premiums we have paid cover the phone 5 times over so do the right thing to redeem your reputation.

Regards
Claire