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After they presented to us we decided to join with them.Then and of august they took the money but unfortunately I lost my job and told them to cancel everything even in writing via email and also calls.But funny enough they still deducting monthly premiums of r567 monthly😭I complained and they rep**** via email and promised to refund my money even said I should send my statement I sent everything to them but still they never refunded instead now they are ignoring no longer replying to my emails.THESE PEOPLE ARE ******** BE CAREFUL THEY make you sign a debi check so the bank cannot stop your debit order once u can give them your banking it's over they will deduct for LIFE.