Your DEATH is GEMS way out of their obligations

<p>Lifelong Government Employee that retired 20 years ago is battling cancer. GEMS has refused to give authorisation to proceed urgent treatment advised by the pensioner's doctor. He cannot afford the treatment himself. Appears that GEMS is comfortable to not help their member in time to avoid a point of no return.</p> <p>If you have the ability to foresee your future, do not become a GEMS member if you will need assistance with a serious or dreaded decease anywhere in your future.</p>