Non corporation and unfair benefits

It so bad that all the time a lame man like me must suffer the non payment of the procedures ordered by the doctors who knows best in dealing with medical aid scheme . All I know I pay each and every month for my dependents to get medical assistance. What is worse is over the counter funds that get finished in April even during this pandemic. By first of January they increase funds without hesitation for what if they get finished beginning of winter. They called promising to fix this non payment of bloods ordered by the doctor until now I get calls by lawyers to pay the money. I am paying thousands for what exactly