No funds on January

Am a pregnant woman..went to hospital on the 25 January 2021 for emergency and I was told that I don't have funds..Like seriously how's that even possible it's a new year never been to GP nor any specialist. The hospital told I have to pay around 3k imagine .. as I didn't have that money my only option was to go to a public hospital..

Gems is playing with our lives serious am not sure if they doing this because they are they only medical schemes for us government employees. I wish there was another medical I can go..am so so disappointed.