GEMS a death penalty medical aid

Good afternoon....I dont think my review will add value.However over the last twenty plus years.Gems emareld is the cover we have. Now if you don't have stress Gems will add to you mental health by trying to kill you..I am a chronic patient with gout...heart desease and diabetic. My chronic meds are constantly refused by the Gems medical .no matter which specialist motivate for much needed med GEMS refuse...I only hope that if you have choice to not enlist with GEMS as they care two **** about you or your health. I am now going to try and get a medical aid company that has a competent panel for chronic patients