GEMS a ****

GEMs always fooling around with its members. My husband is on chronic and the Dr sent the scheme a six months renewal for chronic medication and they never updated it, also I have noticed they took his medication from savings, each year our savings gets depleted because of that and again gems always doesn’t cover what the Dr recommends they always want us to find alternative medication which are not helpful to us… Again, you fall pregnant for nine months but they only cover 2 scans the rest you pay for yourself. There is just a lot of things going on with this medical aid schemes and it’s disgusting because as government employees we have no choice but to stick with this ****