Pathetic

<p>I have a game acc and I had incidents where I did not pay it for one month but double paid the next game then goes to my itc and start rating me which effects your credit especially when applying for an home which is much bigger then a game acc and then they send you sms to use your acc but rate you unfairly so that your credit record is ruined you should be glad people are paying they acc instead of destroying they credit rating because of missing one month</p>