Game RCS

I have a Game card, for the first time i check my statements and see i every month pay over R130pm and R29 service fee and R45 for customer protection fee and R5. 87 for Vat and R0. 21 interest fee. My question is for what is all this fees needed, cause this means every months i pay more than R200 just for fees, Why i need to pay for all this fee if i pay R45 for customer protection i think this is good enough. Why you need to pay that extra R29 and R133.