Need to ask for feedback constantly - Clever loopholes in COMPREHENSIVE coverage

<p>So I nicked my car in a parking bay estimating R6500 damage and contacted ikon brokers (Fsp Solutions).<br />Turns out I know need to pay R2500 excess (which I knew), plus R5000 because there was not another car involved. So my excess is more than the damage on the car! Legal THEFT!! I could have just had 3rd party insurance.</p>