Life policies should not be part of an estate my husband died of natural courses. Policy holder E Sallie ID ***

Life policy was taken out my by late husband for R200k my husband died on the 3/7/2021 Im still waiting for this life policy to be paid out. I have sent all document to them for the claim. Only thing that was outstanding was an authority letter which I send to them in February2022. Im still waiting for a response from them.