FORD CREDIT DEBITS A CAR I DO NOT HAVE

I HAD AN AMOUNT OF R 7572.00 DEBITED ON MY ACCOUNT THIS MORNIG ON A FORD THAT I NO LONGER HAVE . I SPOKE TO ASANDA THIS MORNING AND SHE WOULD NOT HELP ME AS I AM NOT A BENEFICIARY ON MY HUSBAND MICHAEL JAMES MCGEE *** ACCOUNT. I AM THE BOOKEEEPER. PLEASE SORT HIS MESS OUT WHERE IN THE WORLD FO YOU PAY FOR A CAR THAT YOU DO NOT HAVE??????