FMI in Breach of Contract

<p>I took out a Retrenchment Policy with FMI - in which I paid them for 12 months, I was retrenched in February of 2017 due to the prevailing economic conditions. I submitted a claim to FMI where I chased them for a response only to receive a letter that sunk me as they rejected the claim. Why did they reject my claim? They say i was a 'Contract Worker'. I was employed indefinetly [permanent] by a Labour Broker and my services were rendered to another company in which I performed costing analysis for its Projects. How was I a contract worker? I was retrenched and paid according to the LRA, two weeks for my two years and a bit of work performed. My contract was not a limited duration contract. I have now involved a Labour Law Lawyer as this is totally ridicoulous. I even have a statement from the ex-employer to say I was permanent. I took this policy out as a cushion for when seeking work my bill were paid, NOW I STAND TO LOSE MY HOUSE, CAR, MY LIVELIHOOD!!!!!!!!!!!!!!! How can FMI do this, FMI seems they playing for time. And they are going to drag this out. Also FMI automatically cancelled my Retrenchment Benefit and last night paid me back my premiums, BUT THIS IS IN DISPUTE - FMI are in Breach of Contract. FMI must resolve this ASAP - the labour lawyer letter along with the ex-employer letter will be sent to you - but as big as a company as FMI is now partenered with BIDVEST, FMI legal should have known by my contract refered to myself as 'Employee' that I was an indefinite employee, totally absurd what FMI is doing - and how can FMI at the last minute do this? FMI be warned - you do not treat customers like this!</p>