The benefit I guess just floated away.... or "You want me to What ?" "Why would I want that???"

I was asked to write a review here, because I'm a VIP? Probably should've just asked me to answer a survey because it would've generated an actionable viewpoint without hurting your public review score.

Anyway, here is my review:

Float? No thank you, PayJustNow please. There are a few players in the space but I actively avoid Float. It doesn't provide any real benefit other than messing with your available balance.

If I could snap my fingers I would rebuild Float to be PayJustNow 2.0 and try and compete with them. Payflex is slightly better than Float but also just ends up messing with your own perception of your available balance.

The only real competitor to PayJustNow is something like the TFG Money Account on Bash, which suffers from difficult onboarding/no follow up, or the much less available and less approachable HappyPay.

I put Float dead last for being super confusing, not actually being useful at all "As long as you have the available credit on your card" - defeats the entire point of needing it to exist. You don't solve a substantial problem. You just introduce confusion into where my balance is ACTUAL at.

I am a VIP user, that being said, I actively steer people away from Float, because its useless, and I actively encourage people to use PayJustNow and I assume PayJustNow will outgrow everyone else because their product is so much better thought out in providing value. Flashy marketing and how-to guides will only get you so far.