Lack of trust

I have been banking with FRB since 2003 and to date they could not approve a bond or a car for me despite having my payment profile on their system. I have not once defaulted on my CC with the bank and additional income from husband proves that given either a bond ir car, I would have afforded payment comfortably. I had 4 vehicles through MFC and all settled over the years. I had a bond via Nedbank which was settled and my own bank refuses to fund me labeling me a risk. How ironical. Other banks have benefitted from me not FNB though.