*** FNB

I recently opened a bank account with FNB, without my permission they arranged with my place of employment to have my salary deposited into the new account, I didn't even have a card yet, (It took almost a month to receive my bank card) how did they expect me to use my money when I had no access to it? I ended up having to immediately transfer money into my other account which cost R45 per transaction! But I had no choice because I have bills to pay. Then the lady who helped me switch didn't explain that it takes more than 2 months for my debit orders to switch (she was too busy asking me if my parents were drunk when they named me) so that has *****ed with my credit a lot! Now to top it all off, my bank card got swallowed at an ATM (do you know how difficult it is to speak to a human on those FNB contact numbers) I managed to finally cancel my card, and now need to order a new card (So FNB can continue to mess me around) only for them to tell me I need to pay R140 for a new card? The way you guys eff me around I barely have any money left because I'm too busy paying for all of your peoples' incompetence!