Worst bank ever!

In 2017 I had a cheque account with FNB and decided to close that account and open a savings account, because I placed myself under debt review. Now over 3 years later they handed me over to a lawyer for a cheque account that is in excess as they never closed that account and kept on charging me banking fees for 3years on an account that was supposed to be closed! now they are demanding that I pay the arrears banking fees for an account that I did not even use in over 3years. FNB likes to take advantage of people! I moved my business from FNB just over a year and Im so happy that I no longer bank with you.