BK
Benita K

1 reviews | Active since Jul 2020

09 Nov 2020, 12:10

WORSE Customer Expereince EVER!!!!!!!!!!!!!!!!!!!!!!!!!!

Hi there,

So a few weeks ago I was contacted by FNB asking to open an account as I qualify for one a Gold Cheque account. I thought let me go ahead an open the account and possibly change banks. My card was delivered and I followed all the steps to activate the card. I then went ahead an paid money into the account in question. To my surprise I get to the till point and cannot use the card as I get a error saying the card is restricted. I then go to the ATM and get a receipt saying the account is frozen!!

First of all I got absolutely no notification to say my account has been placed on hold, imagine standing at a till point with a cart full of groceries just to find out the card cannot be used!!!!! I was soooooo upset. Then I call customer service and I am told I need to reach out to KYC as there are outstanding docs, I go ahead and call the team just to wait on the line for almost a hour without getting through to anyone as the lines are busy.

I then call customer service again and ask if I can visit a branch to sort out my account, just to be told this wont solve my issue, I would need to talk to KYC. I then proceed to ask email address for the team, I send an email and ask what docs are outstanding.

I then proceed to send the docs they need (bear in mind its been almost a week and the money in the account is to carry me through the month) I get no reply. Then go back and forth just to be told the docs is not good enough I need a certified docs, like a letter or statement. Who in 2020 still gets letters delivered to their home, all my docs are electronic and I work a 8 to 8 job from home with 4 kids. I don't have time to go to the police station to get docs certified. If this was explained from the get go, I would have never opened this account. My customer experience has been ABSOLUTELY TERRIBLE!!! I am not even a client for a months and is appalled with the service. I wish to have my funds released and close this ACCOUNT I am no longer interested.

Just imagine I had my salary paid in to this account and then unable to access it. This funds are to help me through the month but no I have no access to my own money!!!!! this is ridiculous!!!! FNB no wonder your customers has dropped over the past years, you guys used to be number 1 on South Africa, this is just unacceptable

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Replies (1)
BK
Benita K's update01 Dec 2020, 13:26
Reviewer Update
Hi there,

So as of the 9 Nov 2020 my account was activated as I sent the doc to your KYC team and they confirmed by email all is in order and I was able to use it fine.

Then today, BOOOOOM!!! again account frozen !!! Imagine wanting to do Christmas shopping and getting to the till point just to find your account has yet again been frozen. This is getting ridiculous now, if this is how its going and its going to be a monthly thing I might as well close this account. God forbid I had my salary paid into this account. You guys really need to sort out your systems, this is unacceptable!!!! I am furious!!!