Why only me?

Recently I subscribed for Netflix Premium. After every Netflix debit, I also get another debit of R3.98. I checked and verified with Netflix and they say they are not the one debiting the money. I spoke to FNB and they are saying they are charging me an extra fee because Netflix is an international company. Why is it only me who is being charged this R3.98 for subscribing to Netflix SA, using South African account? I checked with everyone I know that banks with FNB and have a Netflix account, they are not being charged this money. Why me? Why am I being singled out? When I asked the FNB consultant they didn't answer that question but rather the chat was cancelled.