JT
Joschka T

1 reviews | Active since Jun 2024

14 Jun 2024, 09:28

Very poor experience with home loan application and poor service from Randall Adams and

I have been banking with FNB for >10years. I recently app**** for a home loan directly with FNB. I also used Ooba to apply with the other banks. Despite submitting my application with FNB first via their online banking, I received an offer from FNB over a week later compared to all the other banks. I had to phone several times daily to follow up. I never got straight answers or updates. Everytime I was told I'm dealing with the wrong person or something is missing but nobody ever contacted me to tell me that information is outstanding. Phone numbers I was given did not work, people assigned to my case where on holiday, it was impossible to escalate to managers, emails were left unanswered. When I submitted additional documents these were not assigned correctly to my case and I had to resubmit them several times to different email addresses despite already uploading all documents in the online application initially. I had to send FNB bank statement to FNB?! The offer I eventually received was over 1.5% higher than offer received from other banks via Ooba. After more days of waiting and following up, FNB eventually matched the other banks but the overall service was absolutely pathetic !!

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Replies (2)
JT
Joschka T's update12 Aug 2024, 08:48
Reviewer Update
The experience with FNB continues the same way it started. Our transfer has now been delayed by several weeks due to in-action and lack of communication from FNB and their attorneys. After initially appointing one bond attorney and then changing the appointed attorney, our bond is still not registered two months later. Despite writing to FNB and their attorney daily, I never get a response. The attorney has been saying for weeks they are waiting for a form from FNB. FNB isn't communicating with me at all. The numbers for the FNB consultant who is supposed to be handling my case either don't work (end up at an unanswered switchboard) or don't get answered at all... clearly something at FNB is broken.
JT
Joschka T's update29 Aug 2024, 10:18
Reviewer Update
FNB continue to provide pathetic/no service and my bond continues to delay lodging. Even the attorneys appointed by FNB themselves for bond registration are not able to get FNB to take action. The attorneys have tried to escalate to attorney liaison but with absolutely no results.