Useless Major Bank

The major banks FNB, ABSA, STANDARD BANK are the real reason why we in South Africa have so many backyard dwellers. My sister stays in a two bedroom granny flat which I had built because the banks refuse to give them a home loan. They have been paying me R4500 for the passed two years with no problem even through this lockdown period, but still we have our salaries paid in to those useless banks.