Unhappy FNB Client

FNB is not good at all it keeps charging you unexpectedly and you see fees that you don't understand what they are for. There is this MTHL that keeps taking money from my account but I don't understand what it is for. It has been years that they have been doing that. And as I check all reviews they cant even explain what the hell is that. I am really unhappy with the fees that they are charging for ****en nothing.